Statistically, 7 out of 10 Americans are living paycheck to paycheck (8 out of 10 in affluent areas). In other words, at least 70% of our population is one negative financial event away from a major financial crisis. Over 50% of marriages in America end in divorce, and of those failed marriages, money problems are the most common cause.

We have loaded ourselves with debt, and until very recently we were saving nothing.

A great guide out of financial debt is Financial Peace University. The course teaches how to develop and stick to a written budget; to save for emergencies, major purchases, retirement and college; pay off debts; to invest to build wealth; to secure proper insurance coverage; and most importantly to share through generous givings.

Lessons are given through a video series by Lyle Ramsey and followed up with small group discussions. The meeting starts on Tuesday, January 5th at 6 with soup provided and the lessons start at 6:15 at Central Christian Church, 1242 West 136th St.  Classes met once a week through March 30th.

To register:

Go to daveramsey.com or email the coordinator Josh Motsinger at jkmotsinger@nalco.com

During January and February Wyant Photography will host their annual Tiny Tot Contest to benefit Smile Train.

With a $20 donation to Smile Train you will receive a free session of your choice and a free 5×7 from that session on Thursdays and Fridays during January and February.

Each child will then be entered into the Tiny Tots contest where they will have a chance to win a $50 gift card from the children’s store of their choice.

Limited appointments availalbe, please call today – 663-4798

Featured Boutiques:

Artisan Masterpiece, Carmel
Baby Boutique, Carmel
Delaney’s, Fishers
Karisma, Noblesville
Bargain Boutique, Sheridan

We would also like to thank our feature photographer Wyant Photography and our video editor C.G. Videos for their help in putting this video together.

Our next fashion video will show what is big for the upcoming prom season, so high school juniors watch for the details.

Your Business Ad Here

MyGoTo-HamiltonCountyIN.com is now available to let the community know about your business. The advertising is $50 per week for MyGoTo-HamiltonCountyIN.com and $40 per week for each of the City/Town sites: Carmel, Fishers, Noblesville, Sheridan and Westfield. If you are interested in advertising please send us an email to info@mygoto-hamiltoncountyin.com.

“Second Saturdays” activities kick-off the December 12th holiday festivities beginning at 11 a.m. and include special performances by local choirs, strolling carolers, holiday entertainment, local artists, and a visit from Santa! Arriving in style, Santa and Mrs. Claus will make a very special visit to the District from 11:30am until 2:30pm, then again from 3:30 – 7pm that day with professional photos offered from inside Santa’s very own house!

ADDBAC businesses will have special sales, promotions and activities for the day listed on a map and flier. Holiday goodies and hot beverages will be available for purchase.

The stage line-up, to date, in the (heated) ADDBAC Tent is:

HEARTBEAT (Hazel Dell Church) – 12:00pm to 12:30pm
OAK SPRING CHURCH PRAISE TEAM – 1:00pm to 1:30pm
ACTORS THEATER OF INDIANA – 2:00pm to 2:30pm
TUDOR ROSE DICKENS CHOIR – 3:30pm to 4:30pm

Also look for the Carmel High School Ambassadors as they stroll through the district caroling from 2:00 pm to 4:00pm.

The preview concert will be at the high school, December 10th at 7 p.m., tickets available at the door for only $5.

The midwest concert is December 15th (please note this is the correct date) for ticket information please email Mr. Han at shan@ccs.k12.in.us

Limited appointments available, call today – 317-663-4798.

Wyant Photography

240 E. Main Street

Carmel, Indiana

www.wyantphoto.com

Join the Fun for the Noblesville First Friday as they celebrate the Holidays In Downtown Noblesville.

Event includes:  Sanat on the square, free hot chocolate and cofee, carriate rides, roasted chestnuts, carolers and the shops stay open late for Holiday shoppers.

Join the from from 5-8 p.m. on December 4th.